ADIB | ADIB Etisalat Visa Platinium Card

70,000 Sign Up Etisalat Reward points equivalent to 38 hours of UAE talk time!
4 Etisalat Reward Points for every Dirham spent on the Card. So every AED 100 spent is 13 minutes of UAE talk time!
Special Etisalat MyPackage Plan for even More points
100% Cash withdrawal limit
55 days Grace Period
Convenience to make your Card payments at ADIB Branches, ADIB deposit machines, UAE Exchange, Arablink, Al Ansari Exchange and Al Fardan Exchange

YOUR BENEFITS INCLUDE:

Sign Up Etisalat Reward points

Your ADIB Etisalat Visa Platinum Card comes with 70,000 Etisalat Reward Points that’s equal to:

More than 2100 minutes of talk time on calls within the UAE
More than 1100 minutes of talk time on calls to India, Pakistan, Bangladesh and Oman
More than 850 minutes of talk time on calls to Bahrain, Kuwait and Saudi Arabia
More than 700 minutes of talk time on calls to Jordan, Syria, Egypt, Lebanon and the Philippines

What's More,

You can conveniently redeem your Etisalat Reward Points for the payment of your below Etisalat services through Etisalat Rewards website.

Mobile Bills
eLife Service
Air Tickets
Hotels
Holidays
Car Hires
Retail stores
Restaurants
Online Rewards Shop

Access to Airport Lounges worldwide via Veloce Lounge (Click here for a list of airport lounges)

Valet parking at select locations in the UAE (Click here for a list of locations)

Click here for the cards Terms and Conditions

Fees and Charges:

Click here for an updated Schedule of Charges

Covered Card Annual Fee	999
5th Supplementary Card Annual Fee (3)	999
Monthly Profit Rate (W/ Salary Transfer)	2.99%
Monthly Profit Rate (W/O Salary Transfer)	3.09%
Cash Withdrawal Limit	100%
Atm Cash Withdrawal Fee (4)	3% minimum 90
Card Replacement Fee (5)	100
Transfer of Excess Funds over the Cash Cover from Card to Account	100
Minimum Monthly Payment	5% minimum 100
Grace Period For Monthly Payment	Up to 55 days
Donation Commitment to Charity in case of Late Payment	100
Temporary Increase Limit Fee	50
Non-AED Transaction Service Fee (6)	3%
AED International Transaction Service Fee (7)	1.5%
Copy of Sales Receipt Fee	25
Copy of Travel Fares / Hotel Receipt Fee	100
Copy of Additional Statement Fee	50
Returned Cheque Fee	100
Monthly Takaful Protection Contribution Amount (Optional) (8)	0.89 fils per 100 of the utilized cover amount

All of the above currencies are in AED unless mentioned otherwise

Notes:

(3) 4 Free Supplementary Cards until further notice. Annual fees will be applied on the 5th supplementary card onwards.
(4) Whichever is greater. Includes cash withdrawal at ATMs, Exchange Houses or similar, transfer of the original cover of the Card to any ADIB Account. This will also include all Transactions at merchants classified as "Security Brokers/Dealers" (under Visa Merchant Category Code 6211) including but not limited to National Bonds Corporation Transactions. The new ATM Cash Withdrawal fee (3% of the Transaction amount or AED 90, whichever is greater) shall be applicable on these Transactions from 1st December 2016, and until such date the existing ATM Cash Withdrawal fee (3% of the Transaction amount or AED 75, whichever is greater) shall continue to be applicable on these transactions. Additionally, such Transactions will not qualify for Etihad Miles, Cashback or any other reward scheme.
(5) For damaged Cards, no fee shall be applicable if the Cardholder delivers the damaged Card to the branch.
(6) Added to the Non-AED transactions' wholesale foreign exchange market spot rate that is selected and applied by Visa on the date of conversion.
(7) For transactions that take place outside the UAE where the Cardholder pays the merchant in AED.
(8) Including ADIB's agency fee. For all Cards including Supplementary Cards, Takaful Contribution amount shall be linked to the Principal Card.