Smaller instalments, more life!

Let us help you manage your debts and lower your instalments.

With ADIB Debt Settlement you can consolidate your liabilities for lower monthly installments to help you save more money and live a more balanced financial life.

Apply for the ADIB Debt settlement by 31st December 2019 and enjoy ZERO processing fees and 1% discount on the profit rate!*

On average, our debt settlement customer have been able to reduce their monthly instalments by 30%**
  • No processing fees, no hidden charges
  • A special profit rate
  • Up to 2 free instalment postponements in a year
  • 90-days instalment holiday for the first payment
  • Free pre-approved ADIB Visa Cashback Card for the first year

**Based on sample data of ADIB’s Debt Settlement customers generally holding multiple financing at higher rates.

*Terms and conditions apply.

  • Campaign is valid for Personal Finance - Al Khair / Sukuk Debt Settlement Finances
  • Below are the campaign features:
  • No processing fees
  • Up to 1% discount on standard financing profit rate
  • Two free instalment deferments yearly
  • First instalment payment grace period of up to 90 days
  • Campaign offer will not be applicable in conjunction with any other active campaigns
  • Minimum salary required is AED 8,000
  • Minimum age at time of application should be 21 years in Gregorian calendar
  • Maximum age at time of completion of finance tenor should be:
  • For UAE Nationals 65 years
  • For Expats 60 years
  • Only employees of ADIB approved list of employers can avail this offer
  • Finance approval is subject to ADIB policies and completion of all the securities & documentation as per ADIB requirements
  • Customer request may be rejected solely as per bank's discretion
  • This offer is valid until 31/12/2019




  • Special profit rates
  • First installment payment grace period up to 90 days
  • Two free installments postponements every year
  • 100% processing fee waiver
  • Call us for a 10 minute* pre-approval
Terms and Conditions apply

Who can apply for Debt Settlement?


​Minimum S​alary

AED 8000


Age​​ criteria

21 Years


Length of Se​​​rvice

Confirmed or 6 months​​​​​

Documents you need:

  • ​Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)​​​​​
  • Liability Certificate​​