Warning: If you pay only the card’s minimum monthly payment due, the un-waived profit at the discretion of the Bank will be more and it will take you longer to pay off your Present Balance.

ADIB Etihad Guest Visa Infinite Covered Card

Earn a welcome bonus of up to 225,000 Etihad Guest Miles¹ – one of the highest of any travel card in the Middle East! Earn up to 3.5 Etihad Guest Miles for every AED 4 spent.

GET YOUR CARD NOW

Key Benefits

Up to 225,000 Etihad Guest Bonus Miles

Up to 3.5 Etihad Guest Miles per 4 AED

Fast track to Etihad Guest Gold Membership

Free companion ticket voucher

Free class upgrade voucher

1 Tier mile per 4 AED

Free Airport Transfer

Unlimited Airport Lounge Access (with a guest)

Etihad Guest Miles

With new ADIB Etihad Guest VISA Infinite Covered Card, for a limited time, get:

75,000 Etihad Guest Miles as welcome bonus on sign-up
25,000 Etihad Guest Miles based on a three-months spend target of AED 90,000
125,000 Etihad Guest Miles based on a six-months spend target of AED 200,000

View the offer terms and conditions

Welcome bonus will be credited within 60 days of payment of the Annual Fee during the first year of card issuance and spend based bonus will be credited within 90 days of meeting the qualification criteria to your Etihad Guest account. The reward will not be applicable for card upgrades or reissuances if credited before.

Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends. Click here to redeem your Etihad Guest Miles.

Free Companion Ticket Voucher

Get a Free Companion Ticket Voucher to fly on Etihad Airways to any destination in any class of travel when you spend AED 150,000 in one year with your ADIB Etihad Guest Visa Infinite Card. For more details click here.

Earn Etihad Guest Bonus Miles for every AED 4 equivalent spend

Etihad Airways spends: 3.5 Miles
Foreign currency spends: 3.5 Miles**
Local currency spends: 2.5 Miles
Specific category spends: 1.0 Mile*

Fast Track to Etihad Guest Gold Tier

Enjoy complimentary Etihad Guest Silver Tier membership with an option to fast track to Etihad Guest Gold Tier on meeting a minimum spend of AED 4,500 on Etihad Airways within 12 months of card issuance. Applicable only for Primary cardholder.

For the most updated and comprehensive list of Etihad Guest Gold Tier Membership benefits, please click here.

Free Class Upgrade Voucher

As an ADIB Etihad Guest Visa Infinite Cardholder you will also enjoy 1 complimentary class upgrade voucher when you spend AED 350,000 or more in one year. This voucher allows you to upgrade your flight ticket from Economy to Business or from Business to First on any Etihad Airways flight. For more details click here.

Tier Miles on purchase

Purchases with your ADIB Etihad Guest Visa Infinite credit card also entitle you to Tier Miles, which help you progress to the next tier as well as maintaining your current tier status within the Etihad Guest program.

Earn 1 Etihad Guest Tier Mile for every 4 AED of eligible purchase, both locally and overseas.

Tier Miles will be awarded subject to a maximum of 50,000 Tier Miles annually for Infinite cardholders and will be valid for a 12-month period.

Complimentary Airport lounge access

Complimentary access over 1,000 lounges in more than 300 cities worldwide for cardholder and one guest via through the Visa Airport Companion app. For more details, Click here.

Abu Dhabi Airport transfers in the UAE

Take away the hassle of calling a cab or organizing a ride to the Abu Dhabi airport, with your ADIB Etihad Guest Visa Infinite Card.Enjoy two airport transfers per year from anywhere* in the UAE (*within city limits). Additional charges over and above the entitlement will be charged to the Cardholder's Card Account and reflected in the Cardholder's monthly statement.

For bookings, call 600543216, 3 business days prior to the scheduled trip.

Home check-in service

Enjoy Home check-in service from the comfort of your home, hotel or office anywhere in Abu Dhabi city once a year. For bookings call 600543216, 3 business days prior to the scheduled departure. Service is subject to availability.

Golf

Golf for Cardholder and a guest at select locations*

Partners - The Abu Dhabi Golf Club, Abu Dhabi, Arabian Ranches Golf Club, Dubai

For Booking, call 600543216. *Subject to availability.

Free Valet Parking

Flash your Card at the Valet to avoid the stress of parking. With your card you can park for free (four times a month) through Valtrans at key locations in the UAE. Please visit Valet Parking for updated list of locations.

Travel Medical Cover*

For the greatest peace of mind while you're traveling, your health and safety needs are met promptly and efficiently. As an ADIB Etihad Guest Visa Infinite covered Cardholder, you get coverage for yourself as well as your family and helper:

*Travel Inconvenience and Travel Medical cover provided by Visa.

Free Roadside Assistance

Drive with complete peace of mind as your ADIB Etihad Platinum Card entitles you to FREE roadside assistance.

Card Services**

Balance Transfer:
Use Balance Transfer facility on your Card by calling 600 543216
Cash on Call:
Transfer cash from your Card to a selected bank account by calling 600 543216
Easy Installment Plan
With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.

** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan

Card Protection*

Purchase Protection
Customers will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.

Concierge Services*

The 24-hour concierge provides you with a personal travel assistant. The concierge will take care of all practical considerations, so you can make the most out of every moment.

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

Click here for a list of all the Covered Card payment options

Travel Inconvenience Cover*

Whether your luggage goes amiss or flight delays interrupt your plans, you are covered for:

Baggage loss or damage up to USD 3,000
Baggage delay USD 500
Trip delay / Missed departure USD 500
Trip curtailment / cancellation up to USD 7,500

*Travel Inconvenience and Travel Medical cover provided by Visa.

ADIB Covered Card Takaful Protection

Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.

Bill Payments

The following bills can be paid via Online Banking (adib.ae) or Chat Banking +971600543216:

Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet)
Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik

Advanced Chip & Pin Technology

Advanced technology means both advanced safety and greater convenience.With Chip&Pin and Contactless technology, your Card is one of the most advanced in the world.

Banking with ADIB

ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Chat Banking: chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

View the App on Google Play or Apple App Store

⁽¹⁾Limited time offer

Click here for the Cards Terms and Conditions

Key Facts Statements

Cards Comparison Document

Required Documents

Original and copy of valid passport
Original and copy of valid Emirates ID
Bank account statement (last 3 months)
Salary certificate from current employer (not more than 30 days old)

Fees and Charges

Click here for an updated Schedule of Charges

Apply Now

Online

It's easy, secure & only takes 10 minutes

APPLY NOW

Visit a Branch

Find your nearest ADIB branch

FIND A BRANCH

More cards for you to explore

ADIB Etihad Guest Visa Platinum Card

Welcome bonus of 50,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
Local AED Transactions: Receive up to 2.2 Etihad Guest Miles for every AED 4 spent for AED transaction*
International Non-AED Transactions: Receive up to 3 Etihad Guest Miles for every AED 4 equivalent spent**
Free Companion Ticket on every AED 150,000 spent yearly
Fast track to Etihad Guest Gold Tier
Free airport lounge access via Lounge Key
Withdraw 100% of your finance limit as cash
Valet parking at select locations in the UAE
Free Roadside Assistance 24/7 across the UAE

For updated product terms on self-funded Etihad Platinum Card click here
*Specific merchants in the following categories will receive 1 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.

**1.2 miles for every AED 4 equivalent spends in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines.

VIEW DETAILS

ADIB Etihad Guest Visa Gold Card

Welcome bonus of 35,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
Withdraw 100% of your finance limit as cash
Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction*
International Non-AED Transactions: Receive upto 1.5 Etihad Guest Miles for every AED 4 equivalent spent**
Free Companion Ticket on every AED 150,000 spent yearly.
Fast track to Etihad Guest Silver Tier
Free roadside assistance

*Specific merchants in the following categories will receive 0.5 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.

**0.6 miles for every AED 4 equivalent spends in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines.