TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Key Benefits

Financing up to AED 1.5* million

Easy & fast application process

Competitive financing profit rate

Flexible tenor

Collateral free business finance for Working Capital Finance​

Accessibility to expert advice​

Financing up to AED 1.5* million​

Easy & fast application process​​

​​

Competitive financing profit rate


Flexible tenor


Collateral free business finance for ​​​​Working Capital Finance​

Accessibility to expert advice

​*Terms and conditio​ns apply

Banking service agreement​​




Documents you'll need

  • Original valid passport, residence visa, and Emirates ID for signatories / partners
  • Trade license
  • Memorandum of association
  • Last 12 months bank statements
  • Audit financial statement for finance amount above AED 1 million
  • VAT registration certificate

*Additional documents may be requested according to ADIB policies and procedures​​​

Eligibility

  • Minimum Length of Business: 3 Years
  • Annual Turnover: AED 3 million – AED 20 million
  • Al Etihad Credit Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): No Default History
  • Central Bank Risk Bureau Reports for Obligor (SME) and Guarantor / Active Partners (UAE National & Expats): Normal Classification

* Other eligibility criteria terms and conditions apply​